Florence's loan for expanding her charcoal selling business has been reviewed and guaranteed by her peers in the Life in Africa community, and funded by lenders at Kiva.org.

Read Florence's complete loan description and an ongoing journal about the impact of her loan.

Florence at home demonstrating how to use the charcoal.



Florence with her sister who helps her with the business.



Florence taking measurements of her charcoal at the place she sells from.

I Grace Ayaa, have sat down with my client Florence Abalo, and conducted an income assessment and came out with the following :

Source of income:

1- Bracelets ----- 280,000/=

2- Charcoal business --- 80,000/=

TOTAL ----- 360,000/=

EXPENDITURES:

1- Rent --------- 20,000/=

2 - Transport ------ 20,000/=

3 - School fees ----- 30.000/=

4 - Food ----------- 80,000/=

5 - Medical -------- 15,000/=

6 - Clothing -------- 10,000/=

7 - Relatives -------20,000/=

8- Water, ---------- 10,000/=

9 - Fuel ----------- 30,000/=

TOTAL ------------ 235,000/=

A - B = 360,000/= - 235,000/= = 125,000/=

With the above results, we have therefore agreed that Florence is able to pay back her loan of 500,000/= in 12 months at the rate of 50,415/= a month.

Wise African Living: Smoked Beef in peanut butter sauce (Florence Abalo)

My Life in Africa: Florence Abalo

Florence Abalo is a Life in Africa member and her internet4change agent is Grace Ayaa.